Santa Clarita Real Estate | Santa Clarita Homes for Sale | Valencia CA New Homes

The Zero Cash Down Payment Program offers you a way to buy a Santa Clarita Valley home with no down payment.

Times have changed. Buyers are not buying homes the way they did years ago when people saved a substantial amount of money for a down payment.

Now many Valencia home buyers are purchasing their first homes and even move up homes with no money down.

You may have owned a home before and are presently renting, or are a first time homebuyer and need a way to break into the housing market but held back because you thought you required a substantial down payment. Or you may be in the position where you do not want to liquidate your financial assets to use as a down payment on a home.

Regardless of your present situation, you may want a way to get into or to reenter the Santa Clarita housing market without having to make a cash down payment. The Zero Cash Down Payment Program may be just the answer you need. Here's what is required to qualify for the Santa Clarita Zero Cash Down Payment Program.

Program Qualifications

1. An excellent credit history

• no recent history of bad debts

• consistent and timely payment of current liabilities

2. Limited liabilities

Additional monthly abligations will be considered - i.e.. car, credit card payments.

3. At least 2 years of employment stability

4. The financial ability to carry larger monthly payments

Without a down payment you will be required to meet the obligation of larger mortgage payments. Your monthly payments could vary from a few to several hundred dollars more per month. However, there are interest only payment options, which will keep your payments lower. And if you are planning on staying in your new home for less than 5 years, this could be be a good option for you.

You Can Purchase Many Types of Properties With No Money Down -
Including: detached single family type homes; town homes; patio homes (sharing one wall); or condominiums

It is important to note that not all properties qualify for the Zero Cash Down Payment Program. To ensure that you get an accurate picture of what properties may or may not be included in this program in your particular area, it is advisable to review the terms of the program with your Realtor®.

Benefits of the Zero Cash Down Payment Program

1. No Down payment

If you are renting, why pay your landlord's mortgage? Why not reap the benefit of building your own equity?

2. Buy a Santa Clarita Home Now!

If needing a down payment is keeping you from owning your own home, this program offers you an immediate way to own your own home - and enjoy all the benefits of home ownership.

With the Zero Cash Down Payment Program you don't have to wait to purchase a home.

3. Approved Bank Program

It is important to know that the Zero Cash Down Payment Program is an approved bank program..

For more information about the Zero Cash Down Payment Program, and the opportunity for a no-obligation consultation, complete this form.

We have assisted many clients purchase a home that they never would have dreamed would be possible, except for this program. We look forward to being a part of making your home dreams come to pass.