Don't Buy a Car - Home Buying Tips When an individual’s income starts growing and they manage to set aside some savings, they commonly experience what may be considered an innate instinct of modern civilized mankind. The desire to spend money. Californians have a special love affair with the automobile - this becomes a high priority item on … [Read more...]
Things to Avoid before Buying a Home – Part 2
The Effect of Changing Jobs - Home Buying Tips For most people, changing employers will not really affect your ability to qualify for a mortgage loan, especially if you are going to be earning more money. For some home buyers, however, the effects of changing jobs can be disastrous to your loan application. This is just meant to be a guide. … [Read more...]
Things to Avoid before Buying a Home – Part 1
To ensure that the home loan process goes as smoothly as possible, follow these tips of things to avoid before buying a home. Some time back I had a client that had the habit of cashing his paycheck each week, and then depositing the cash into his bank account. This created quite a problem of documentation for the lender, and created more work … [Read more...]
Home Inspections
Home Inspections Avert Future Headaches Suppose you bought a house and later discovered, to your dismay, that the stucco exterior concealed a nasty case of dry rot. Or suppose that when you fired up the furnace in the winter, you discovered a cracked heat exchanger leaking gas into your home. The best way to avoid unpleasant surprises like … [Read more...]